Constanza Miranda Photographs

The anxiety of the wedding preparations is over, and once you are married, your worries will be different, among them, how to manage the household accounts together. However, just as you have decided to save on some items in pursuit, for example, of a gourmet banquet, there are several tips that you can take to start the journey with your finances in order.

1. Open a joint checking account

Regardless of whether or not everyone continues with their individual accounts, opening a checking account will allow them to have a common fund to administer the various expenses (In this case, the best thing to do is to open a joint account, in which both of you are account holders, that is, both of you can contribute and withdraw money.

2. Manage a savings account

In parallel to the current account, they can also open a savings account if they want to earn interest over the longer term. This will allow them to save for projects You can also use it to set up a business, travel or buy a house, and have a credit balance in case of any eventuality in your day-to-day life.

3. Pay off debts

The ideal is to begin this new married life without stress, so try to cover the debts from your wedding as soon as possible. Before you buy a new TV, for example, pay off any outstanding payments to suppliers. The less debt you carry, the more you'll enjoy this stage.

4. Organize purchases

Will they go to the grocery store every week? Once a month? Whatever formula they choose to stock up on, it's best that they keep track of your purchases This way you can evaluate which products are indispensable and which you can do without.

5. Cooking at home

Another way to stretch your budget is to cook at home. That is, instead of buying breakfast and lunch at work, get up a little early and get ready to cook at home. have breakfast together and prepare a taper with lunch. .

And at the weekend, when you have more time, enjoy cooking a snack to watch a movie or to toast a gathering of friends, and save on restaurant outings, cooking as a couple strengthens the bond It stimulates creativity, enhances complicity and fosters communication. What better couples therapy?

6. Get out of the car

Although it doesn't always have to be, you can find other ways to get around than using a private vehicle. For example, getting around by bicycle or public transport This way you will save gas and at the same time you will combat the sedentary lifestyle that comes from driving all the time. Riding a bike can also be an excellent weekend activity. Healthy and free!

7. Sell your suits

They will never again wear the wedding dress or tuxedo they wore so elegantly at the wedding, put them for sale on the Internet if you don't get homesick. It will be extra money that you can spend on household expenses.

8. Waiting to enlarge the family

Only if it is not a priority and of course, as a suggestion and it will depend on each couple. But having children, though also a pet, means having an additional budget So, consider waiting a while until you feel more comfortable financially. I'm sure within a year you'll have your finances in order, as well as a savings cushion.

9. Avoid paying on credit

Versus the credit card, pay cash or cash on delivery will allow them to keep costs under control For the same reason, the advice is that, no matter how small or large your purchases are, always try to pay in cash or with your debit card, which is equivalent to the money you have.

10. Postponing trips

Even if planning the ceremony, picking out the decorations and preparing for the party has exhausted you mentally, leave the travel for now until later, because even a weekend getaway to the beach comes at a cost of fuel, lodging and meals, to say the least. The best thing to do, therefore, is to take advantage of this period to enjoy your new home. to furnish it, decorate it and invite friends over.

Organizing the wedding meant spending a large budget and, therefore, it is likely that at first you will feel a little disoriented about your finances. However, by saving on small things and keeping your expenses in order, you will soon have your money back in order. Don't let anything hinder the happiness of your first few months of marriage!